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Learn more about StayWell's
Home & Auto insurance products and coverages
We pride ourselves on our proven track record in quality coverage and customer service. Experience service beyond expectations with high quality customer service and coverage options to suit your needs.
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Don't Just Buy Insurance, Build It!
When purchasing Homeowner's insurance for your home, remember it isn't one size fits all. Especially in the islands, there are a number of factors that contribute to different exposures your home may be faced with. This is why it’s important to take inventory of your risks and exposures before you buy to ensure that you and your family are fully prepared for whatever life may throw at you.
Let StayWell help you navigate through the ins-and-outs of insurance so you can build the right policy for you and your family!
Homeowners insurance is protection for you and your family
At StayWell we understand that Homeowner's insurance provides more than just monetary relief in the case of a loss — homeowner's insurance is your way of protecting your loved ones and your financial future. This is why the StayWell Homeowner's Insurance policy is built with you in mind with a range of options so that you can build a policy that best suits your needs now and into the future.
Standard Coverages
Dwelling
Dwelling coverage helps you pay to repair or rebuild your house for damage caused by fire, severe weather, and other covered perils.
Loss of Use
Loss of use coverage kicks in whenever your home is under repair due to a covered loss and may pay for living expenses above what you’d typically pay, up to your policy's limit.
Liability
Personal liability coverage helps to protect your assets if you or your family members are liable for someone else's damages or injuries within your covered property.
Personal Property
Personal property coverage helps pay to repair or replace your valuables if they're destroyed in the event of a covered loss.
Stay Safe & StayWell On the Road
The StayWell Auto Policy has everything you need to protect yourself and your financial investment while driving on the road. You can rest assured that StayWell has you covered for your basic needs with add on options to give you full control over your coverage.
Standard Coverages
Comprehensive & Collision
Comprehensive & Collision coverage combined protect you financially from unexpected damage to your car.
Liability
Liability coverage can pay for injuries or damages you cause, up to your policy's limits.
Medical Payments
Medical payments coverage can pay for medical and funeral expenses for you, your family members, or passengers.
Uninsured Motorist
Uninsured/underinsured motorist coverage can cover injuries and property damage caused by a driver with little or no insurance.
Frequently Asked Questions
Your car insurance rate is determined by factors like age, driving record, vehicle value and usage.
To get a quote for auto insurance you will need the year, make and model of your vehicle(s) and provide some information about your driving history.
Local law requires to have at the very least basic liability insurance in order to legally operate a vehicle on the road.
Liability coverage policies typically cover the damages and medical payments of another party in the case you, the driver or owner of the vehicle, are deemed liable or at fault during a covered incident. Full coverage policies typically will cover the damages to another party, and damages to you or your own vehicle in most cases of a covered incident.
Standard home insurance policies cover a variety of potential risks and losses up to the limits of your policy and less any deductibles you may have. Some common examples include windstorm, burglary, fire, and medical payments for injuries that occur within the property for which you are liable.
Home insurance policies generally do not cover damage caused by a named typhoon or tropical depression.
Although local and federal law does not mandate home insurance your mortgage company will typically require you to show proof of a policy before entering into a mortgage loan or equity line of credit.
Even if you don’t have a mortgage on your property, a homeowner’s insurance policy is highly recommended to protect you against unexpected losses and potential financial strain as a result of a loss.